HSBC has raised the interest rate on their Online Savings account to 4%. This beats the 3.55% I am currently getting at Virtualbank. I think I’ll wait a few days and see if Virtualbank bumps their rate too before I move our 0% balance transfer funds over. It does represent at extra $6 a month though which is significant.

I *still* have not received my $35 account opening bonus. (Account was opened in early September) I have a message into their bank mail system. Will report my results as soon as I have any.

By the way, if anyone wants/needs a Vitualbank referral for opening an account I have some available. You and I both get $20 upon your opening an account. If you’re interested email me at mypfblog@gmail.com with your first and last name, and your email address and I will set you up. Your information won’t be sent anywhere except Virtualbank and I won’t be emailing you beyond the confirmation that I’ve set up your referral.

Please only request a referral if you are serious about opening an account as I only have a limited number of referrals.

I’m currently sitting on $15k @ Virtualbank from a 0% balance transfer. It is probably not worth moving the money for the extra few bucks I’d earn over the course of the next 5 months…

I am opening an account though and will use it for new savings deposits. Also going to try to capture the $35 account opening freebie. (code is DM100) Will post whether or not I receive it. If you want to check it out here is the link: HSBC bank