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HSBC Online Savings Account interest rate now 4% - My Personal Finance Blog

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HSBC Online Savings Account interest rate now 4%

5th November 2005

HSBC has raised the interest rate on their Online Savings account to 4%. This beats the 3.55% I am currently getting at Virtualbank. I think I’ll wait a few days and see if Virtualbank bumps their rate too before I move our 0% balance transfer funds over. It does represent at extra $6 a month though which is significant.

I *still* have not received my $35 account opening bonus. (Account was opened in early September) I have a message into their bank mail system. Will report my results as soon as I have any.

2 Responses to “HSBC Online Savings Account interest rate now 4%”

  1. Dolores Bartgis Says:

    I found a Peninsula Bank advertising 6.17% interest on 20 month cd’s and will add 1/4% point if you open a checking account brings it to 6.42% apy - that’s pretty good, don’t you think? I think this with this one you have to be a Florida resident - looks like interest is going to creep up slowly but surely. Well, that’s my news ;) Grandma Dolores

  2. My Personal Finance Blogger Says:

    That is very good. I’m not crazy about a 20 month term at this point however. Interest rates could continue to go up or could fall in the next few months. Still 6.42% is a good return for safe money.

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